Title Insurance ensures that all matters of record that may affect the property, including liens, judgments, easements, etc., have been disclosed to the buyer. Then, after the closing and recording, Title Insurance assures that the records reflect the buyer is in title subject to the new mortgage, taxes and other exceptions such as easements and restrictions. Title Insurance also protects the buyer against those matters, which may be off-record, that adversely affect the buyer. Should defense of the title become necessary, the Title Insurance will pay for associated attorney fees and costs.